Wave costs vs KadePay: plans, fees and usage

How Wave prices the reviewed offering

Compare core Starter records with Pro automation, bank imports, and receipt capture. Pro processing discounts have transaction-count and eligibility conditions; payment method and optional payroll or advisory services affect the total.

Pricing model: Free Starter, paid Pro, transaction fees, and optional paid business services

• Starter versus Pro automation requirements
• Monthly versus annual Pro billing
• Card brand, bank payment, and transaction mix
• Eligibility and limits of Pro processing discounts
• Optional payroll, receipts, bookkeeping, or advisory services

Build a like-for-like quote

For freelancers and small businesses that need invoices connected to bookkeeping, a useful budget follows the work you actually perform. Ask each provider to price the same staff count, payment channel and required customer tasks. Include the integrations needed for the complete setup, and keep one-time migration work separate from recurring monthly charges.

• Is the priority service administration or complete bookkeeping and financial reports?
• Does the business need Pro recurring billing and reminder automation?
• How do processor discounts, transaction mix, and optional services affect the annual cost?

Put the KadePay side in the same budget

Choose the applicable KadePay plan and read the complete pricing table. Distinguish terminal and manually entered card rates, appointment usage, session or ticket charges and optional payment methods. Recurring billing and multiple users depend on the plan. Do not compare a card-present rate on one side with an online or manual-entry rate on the other.

If Wave connects to a separate processor, include that processor in its budget. If KadePay uses a processor for your payment setup, include the applicable full payment charges and avoid counting the same charge twice. A software subscription and a transaction processing charge describe different costs.

Your monthly cost worksheet

Before you accept a quote

Confirm the renewal period, location or staff limits, optional add-ons and any migration work. Ask the provider to demonstrate the exact workflow in your quote. An advertised starting price is not a promise that every feature or every payment method is included.

Questions before you choose

DOCUMENTATION CHECKED NOVEMBER 2, 2026

Sources and review scope

Reviewed product: Small-business invoicing, payment collection, and accounting, with paid automation and optional services.. This comparison is published by KadePay and uses official product, pricing and help documentation. It is not an independent review or a hands-on performance benchmark. Features, country availability and plans can change; verify your required workflow before purchase.

1. Wave invoicing ↗

   Invoice payment methods, recurring Pro billing, automatic payment collection, and reminders.

2. Wave pricing ↗

   Starter/Pro packaging, bank import and receipt features, payment charges, and discount conditions.

3. Wave accounting ↗

   Double-entry accounting, financial reports, and accountant collaboration.

KadePay references: product capabilities, plans and complete fees, appointment request rules and forms and signatures. Competitor names identify the products discussed; no affiliation or endorsement is implied.